Commercial Loans
Purchase a property, equipment or business with a Commercial Loan organised by a Finance & Mortgage Broker at The Funding Agency
Rated 5 from 134 Reviews
Rated 5 from 134 Reviews
At The Funding Agency, we understand that securing the right commercial loan is crucial for business success. Whether you're based in Melbourne, Victoria, or anywhere across Australia, accessing commercial loan options from banks and lenders can be a pivotal step in achieving your business goals. Whether you're looking at buying commercial property, expanding your business, or upgrading existing equipment, our expertise in commercial finance ensures that you have access to a tailored solution that meets your unique needs.
When applying for a commercial loan, it's essential to consider the various options available. Commercial loans can be structured as either secured or unsecured, depending on your requirements and the collateral you have available. A secured commercial loan typically offers lower interest rates as it is backed by assets, whereas an unsecured commercial loan might be more suitable if you prefer not to offer collateral. The loan structure can include flexible repayment options, allowing you to choose between variable interest rates or fixed interest rates depending on your financial strategy. Additionally, a revolving line of credit can provide ongoing access to funds, which is ideal for managing cash flow effectively.
The application process for commercial loans should not be a hurdle. At The Funding Agency, we pride ourselves on offering a streamlined application process, reducing the complexities often associated with securing finance. Our team is committed to helping you understand the different loan amounts available and the interest rate options that best align with your financial objectives. Whether you’re buying commercial property or seeking commercial property finance, our guidance ensures you are well-informed at every stage.
For businesses looking to grow, upgrading existing equipment or buying new equipment can be critical. Accessing commercial loan options from banks and lenders across Australia will enable you to invest in the necessary tools to enhance productivity. Flexible loan terms and structures allow for progressive drawdown, ensuring that you can draw funds as needed rather than all at once, which can be particularly beneficial for large purchases. Moreover, considering options like a redraw facility can provide additional flexibility if your financial situation changes.
Whether you're planning to buy commercial land or aiming to buy an industrial property, our diverse range of commercial loans offers solutions tailored to your specific needs. We understand that every business is unique, which is why we offer customisable loan structures that can adapt to your changing circumstances. Flexible repayment options and features like progressive drawdown ensure that your financial plan remains as robust as your business ambitions.
In summary, The Funding Agency is here to support your journey in accessing commercial loan options from banks and lenders across Australia. Our comprehensive understanding of commercial finance allows us to offer solutions that are both competitive and tailored to your business needs. Whether you're focused on buying commercial property, expanding operations, or upgrading equipment, our team is ready to assist you in finding the right loan structure with flexible terms and repayment options. Contact us today to discuss how we can help your business thrive.
Start with a conversation with one of our expert Finance & Mortgage Brokers. We take the time to understand your financial goals and objectives. The broker will look to gain an understanding of your short term and long term plans.
To get started, we’ll request key information and documents such as income statements, bank records, and identification. Our team will guide you through the required paperwork to ensure a smooth process.
We conduct a thorough review of your financial situation like how a bank would. We assess your income, assets, liabilities, spending history and credit history. Based on this, we design a finance plan tailored to your needs, ensuring you maximise your borrowing potential and secure the most suitable loan structure. We will work with you to present the best possible options and discuss how your financial position impacts these options.
Once everything is in place and we have all relevant information and signed application documents, we will submit your loan application to the selected lender. We manage the process end-to-end, liaising with the bank or funder to ensure a seamless experience. We will keep you up to date with emails throughout the journey.
Once your loan is approved, we’ll guide you through the formal documentation process and the relevant steps towards settlement!
As settlement approaches, we coordinate with all relevant parties—your lender, solicitor, and other important parties—to ensure a smooth transaction. Once your loan is settled we will complete relevant checks to ensure that everything has been set up correctly (with your help)
Our relationship doesn’t end at settlement. We provide ongoing support through our **Customer Care Program**, helping you manage repayments, review interest rates, and explore refinancing or investment opportunities as your needs evolve.
AB
Alex Bogart King
I've done 5 or 6 refinances now through Dean and Bobby, easily the best in the business. If you're frustrated with the banks, go and see these guys... They are masters at navigating bank world and figuring out what's most suitable for you.
TM
Tayla McHale
Dean and the team were simply amazing. I approached Dean as I was looking to purchase my first home and had absolutely no knowledge of the process. Dean was very patient and made everything very easy to understand in turn making the process ...
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Oshani Withanage
Bobby and the team were extremely helpful, professional and accommodating in assisting me purchase my first home. Having them do all the heavy lifting made it a seamless experience for me which I’m grateful for. Would definitely recommend to all friends and family!
We provide a range of funding solutions, including development finance, residential and commercial property loans, business loans, and asset finance.
Yes, we provide private lending solutions for borrowers who may not meet traditional bank criteria, as well as tailored development finance for residential and commercial projects.
The timeline varies depending on the complexity of your application. Some loans can be approved within 24-48 hours, while larger or more complex funding may take longer
Interest rates and fees vary based on the loan type, risk assessment, and market conditions. Contact us for a personalised quote.
Eligibility depends on the type of funding you need. We assess factors such as financial history, creditworthiness, income, and project feasibility.
Yes, we offer pre-approvals to help you understand your borrowing capacity before committing to a loan.
Yes, early repayments are allowed on most loans, but some may have exit fees or break costs. We will outline any applicable fees upfront.
Typically, you’ll need identification, financial statements, tax returns, business plans (if applicable), and details about the asset or project you’re funding.
Yes, we assess applications holistically. While credit history is a factor, we also consider business performance, cash flow, and collateral.
You can start by filling out our online application form, calling our team, or booking a consultation to discuss your funding needs.
The Trustee for M2 FINANCIAL UNIT TRUST ABN: 82 394 905 612. Credit Representative #560421 is authorised under Australian Credit License #383640.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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