Development Finance
Fund your new commercial or residential development project with Development Finance organised by a Finance & Mortgage Broker at The Funding Agency
Rated 5 from 134 Reviews
Rated 5 from 134 Reviews
The Funding Agency specialises in Development Finance. Our finance and mortgage brokers are here to help you access a wide array of financial solutions from banks and lenders across the country. Whether it’s a new build or demolishing an existing property, we assist in navigating complex financial landscapes, offering tailored financing options to bring your small to medium-sized development projects to life.
Choosing the ideal location and price range is just the beginning. Once you’ve identified suitable land, we guide you through the process of applying for a loan. Our streamlined application process is designed to minimise hassle and time, allowing you to focus on your project. We understand that council restrictions and regulations can pose challenges, so our team is equipped to help you understand these aspects and how they affect your development application.
Development finance offers flexible solutions to meet diverse needs. For example, our progressive drawdown loans mean you only charge interest on the amount drawn down. This can significantly reduce costs as you will only pay interest on the instalments you actually use. Further, interest-only repayment options provide financial relief during the construction phase, allowing you to conserve funds for Out of Contract Items not included in initial budgets.
Our expertise goes beyond basic finance, offering insight into varied Development Finance options. Our connections with banks and lenders across Australia enable us to procure competitive interest rates and suitable loan amount arrangements tailored to your needs. We also manage the intricacies of progress payments and construction milestones, ensuring funds are available at the right stages to keep your development on track. This consultative approach ensures your financial solutions are perfectly aligned with your project goals.
Another key aspect of our service involves home improvement loans. These are particularly beneficial if you are looking at upgrading an existing property rather than starting from scratch. With custom financing solutions, we can support you in enhancing your property’s value, whether it's expanding living space or revamping interiors to meet market demands.
At The Funding Agency, we recognise that every development project is unique. That's why our finance and mortgage brokers are committed to offering a personalised approach. By understanding your specific needs and aspirations, we provide financing solutions that are as dynamic and forward-thinking as your vision. From analysing suitable development locations to assisting with convoluted council regulations, our role is to make your property dreams a reality through practical and flexible financing options.
Our ultimate aim is to support you in achieving your property development aspirations. Contact The Funding Agency’s expert team to discuss how our tailored finance solutions can support your vision and transform your ideas into successful projects. Whether you require assistance with progressive drawdowns or navigating council restrictions, we’re here to guide you every step of the way. Apply today and let us be the bridge to your development success.
Start with a conversation with one of our expert Finance & Mortgage Brokers. We take the time to understand your financial goals and objectives. The broker will look to gain an understanding of your short term and long term plans.
To get started, we’ll request key information and documents such as income statements, bank records, and identification. Our team will guide you through the required paperwork to ensure a smooth process.
We conduct a thorough review of your financial situation like how a bank would. We assess your income, assets, liabilities, spending history and credit history. Based on this, we design a finance plan tailored to your needs, ensuring you maximise your borrowing potential and secure the most suitable loan structure. We will work with you to present the best possible options and discuss how your financial position impacts these options.
Once everything is in place and we have all relevant information and signed application documents, we will submit your loan application to the selected lender. We manage the process end-to-end, liaising with the bank or funder to ensure a seamless experience. We will keep you up to date with emails throughout the journey.
Once your loan is approved, we’ll guide you through the formal documentation process and the relevant steps towards settlement!
As settlement approaches, we coordinate with all relevant parties—your lender, solicitor, and other important parties—to ensure a smooth transaction. Once your loan is settled we will complete relevant checks to ensure that everything has been set up correctly (with your help)
Our relationship doesn’t end at settlement. We provide ongoing support through our **Customer Care Program**, helping you manage repayments, review interest rates, and explore refinancing or investment opportunities as your needs evolve.
AB
Alex Bogart King
I've done 5 or 6 refinances now through Dean and Bobby, easily the best in the business. If you're frustrated with the banks, go and see these guys... They are masters at navigating bank world and figuring out what's most suitable for you.
TM
Tayla McHale
Dean and the team were simply amazing. I approached Dean as I was looking to purchase my first home and had absolutely no knowledge of the process. Dean was very patient and made everything very easy to understand in turn making the process ...
OW
Oshani Withanage
Bobby and the team were extremely helpful, professional and accommodating in assisting me purchase my first home. Having them do all the heavy lifting made it a seamless experience for me which I’m grateful for. Would definitely recommend to all friends and family!
We provide a range of funding solutions, including development finance, residential and commercial property loans, business loans, and asset finance.
Yes, we provide private lending solutions for borrowers who may not meet traditional bank criteria, as well as tailored development finance for residential and commercial projects.
The timeline varies depending on the complexity of your application. Some loans can be approved within 24-48 hours, while larger or more complex funding may take longer
Interest rates and fees vary based on the loan type, risk assessment, and market conditions. Contact us for a personalised quote.
Eligibility depends on the type of funding you need. We assess factors such as financial history, creditworthiness, income, and project feasibility.
Yes, we offer pre-approvals to help you understand your borrowing capacity before committing to a loan.
Yes, early repayments are allowed on most loans, but some may have exit fees or break costs. We will outline any applicable fees upfront.
Typically, you’ll need identification, financial statements, tax returns, business plans (if applicable), and details about the asset or project you’re funding.
Yes, we assess applications holistically. While credit history is a factor, we also consider business performance, cash flow, and collateral.
You can start by filling out our online application form, calling our team, or booking a consultation to discuss your funding needs.
The Trustee for M2 FINANCIAL UNIT TRUST ABN: 82 394 905 612. Credit Representative #560421 is authorised under Australian Credit License #383640.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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