Mortgage Broker in Aintree, VIC 3336
We're Aintree Mortgage Brokers helping locals get a new loan or refinance their existing loan
Rated 5 from 134 Reviews
Rated 5 from 134 Reviews
Welcome to The Funding Agency, your trusted Finance & Mortgage Broker in Aintree, VIC. Whether you're a first-time home buyer or looking to invest, we offer expert guidance and support to secure the best home loan tailored to your needs. By connecting you with Loan options from banks and lenders across Australia, we ensure you have access to the most competitive interest rates available.
As a leading Mortgage Broker, we understand that buying a home is a significant milestone, especially in the thriving local property market of Aintree. Our services are designed to simplify the application process, making it easier for you to apply for a loan. We start by assessing your borrowing capacity, considering factors like credit history and financial situation. This helps us identify suitable Loan options, leading you through the stages of loan application and approval.
Our expert team is skilled in calculating loan repayments and can advise whether a fixed or variable loan rate suits your needs. Fixed interest rate loans offer stability, shielding you from market fluctuations, while variable loan rates can provide interest rate discounts when the market conditions are favourable. We also navigate the complexities of lenders mortgage insurance (LMI) and determine your loan to value ratio (LVR), which is crucial in securing favourable terms.
As you consider applying for a loan, getting pre-approved is a strategic step towards buying a home. Loan pre-approval not only clarifies your budget but boosts your confidence as a buyer. We facilitate this process efficiently, requiring essential documents like bank statements to fast-track your loan application. Our streamlined application process is designed to eliminate unnecessary hurdles, ensuring you access the loan amount you need without delay.
Beyond home loans, we also specialise in investment loan options, guiding you through the specifics of the local property market. For those looking to make their existing property work harder, options like an offset account or accessing home equity can significantly enhance your investment strategy. Stamp duty remains an important consideration in property purchases, and our team provides pertinent advice so you can plan effectively.
In essence, choosing The Funding Agency means you're assured of comprehensive service, from exploring various loan options to finalising your home purchase. Our local expertise and breadth of experience in Aintree ensure you receive personalised advice and solutions tailored to your objectives.
Ready to take the first step towards your dream home or investment? Get in touch with us at The Funding Agency today. Let our expert Finance & Mortgage Broker team in Aintree, VIC, guide you through the process with ease, ensuring your financial goals are not only met but exceeded.
Start with a conversation with one of our expert Finance & Mortgage Brokers. We take the time to understand your financial goals and objectives. The broker will look to gain an understanding of your short term and long term plans.
To get started, we’ll request key information and documents such as income statements, bank records, and identification. Our team will guide you through the required paperwork to ensure a smooth process.
We conduct a thorough review of your financial situation like how a bank would. We assess your income, assets, liabilities, spending history and credit history. Based on this, we design a finance plan tailored to your needs, ensuring you maximise your borrowing potential and secure the most suitable loan structure. We will work with you to present the best possible options and discuss how your financial position impacts these options.
Once everything is in place and we have all relevant information and signed application documents, we will submit your loan application to the selected lender. We manage the process end-to-end, liaising with the bank or funder to ensure a seamless experience. We will keep you up to date with emails throughout the journey.
Once your loan is approved, we’ll guide you through the formal documentation process and the relevant steps towards settlement!
As settlement approaches, we coordinate with all relevant parties—your lender, solicitor, and real estate agent—to ensure a smooth transaction. Once your loan is settled we will complete relevant checks to ensure that everything has been set up correctly (with your help)
Our relationship doesn’t end at settlement. We provide ongoing support through our **Customer Care Program**, helping you manage repayments, review interest rates, and explore refinancing or investment opportunities as your needs evolve.
At The Funding Agency, we are Finance & Mortgage Brokers in Aintree specialising in providing tailored financial solutions for residential and commercial property investors, property developers, and business owners across Australia. With extensive experience in the finance industry, we understand the complexities of securing capital for ambitious projects and strategic growth.
Our team combines industry expertise with innovative strategies to deliver funding solutions that align with your unique objectives. Whether you're developing residential properties, investing in residential and commercial properties, or scaling your business, we provide access to competitive finance options that maximise your opportunity and returns.
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Alex Bogart King
I've done 5 or 6 refinances now through Dean and Bobby, easily the best in the business. If you're frustrated with the banks, go and see these guys... They are masters at navigating bank world and figuring out what's most suitable for you.
TM
Tayla McHale
Dean and the team were simply amazing. I approached Dean as I was looking to purchase my first home and had absolutely no knowledge of the process. Dean was very patient and made everything very easy to understand in turn making the process ...
OW
Oshani Withanage
Bobby and the team were extremely helpful, professional and accommodating in assisting me purchase my first home. Having them do all the heavy lifting made it a seamless experience for me which I’m grateful for. Would definitely recommend to all friends and family!
We provide a range of funding solutions, including development finance, residential and commercial property loans, business loans, and asset finance.
Yes, we provide private lending solutions for borrowers who may not meet traditional bank criteria, as well as tailored development finance for residential and commercial projects.
The timeline varies depending on the complexity of your application. Some loans can be approved within 24-48 hours, while larger or more complex funding may take longer
Interest rates and fees vary based on the loan type, risk assessment, and market conditions. Contact us for a personalised quote.
Eligibility depends on the type of funding you need. We assess factors such as financial history, creditworthiness, income, and project feasibility.
Yes, we offer pre-approvals to help you understand your borrowing capacity before committing to a loan.
Yes, early repayments are allowed on most loans, but some may have exit fees or break costs. We will outline any applicable fees upfront.
Typically, you’ll need identification, financial statements, tax returns, business plans (if applicable), and details about the asset or project you’re funding.
Yes, we assess applications holistically. While credit history is a factor, we also consider business performance, cash flow, and collateral.
You can start by filling out our online application form, calling our team, or booking a consultation to discuss your funding needs.
The Trustee for M2 FINANCIAL UNIT TRUST ABN: 82 394 905 612. Credit Representative #560421 is authorised under Australian Credit License #383640.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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