Mortgage Broker in Hillside, VIC 3037
We're Hillside Mortgage Brokers helping locals get a new loan or refinance their existing loan
Rated 5 from 134 Reviews
Rated 5 from 134 Reviews
Welcome to The Funding Agency, your trusted Finance & Mortgage Broker in Hillside, VIC 3037. Buying property in this vibrant suburb is a dream for many locals and residents, and we are here to turn that dream into reality. With extensive knowledge of the local property market and access to loan options from banks and lenders across Australia, we navigate the complexities of home buying for you. Whether you're a first-time homebuyer or looking to invest, our team is here to assist you at every step, ensuring a tailored and seamless experience in achieving your property goals.
As specialists in the Hillside area, we recognise the importance of a personalised approach to manage your unique financial situation. One of our prime services is helping you understand your borrowing capacity, which is crucial in setting realistic expectations for your home buying journey. We assess your credit history, income, and other factors to find out how much you can borrow. This way, we match you with the right loan amount that won't overextend your finances, making the home buying process stress-free.
When applying for a loan, our streamlined application process ensures you don’t face unnecessary hurdles. From gathering bank statements to understanding stamp duty obligations, we simplify each step. Homebuyers often worry about the interest rate that comes with their loan. We discuss options like fixed and variable interest rates and, depending on the loan-to-value ratio (LVR), explore potential interest rate discounts. If you're unsure about Lenders Mortgage Insurance (LMI) or curious about offset accounts and interest rate discounts, we’re adept at explaining these terms to provide clarity.
Loan options are abundant, but finding the right one can be overwhelming. In Hillside, where home values can vary significantly, having the right guidance matters. We take pride in offering comprehensive loan options, from investment loans to home equity solutions. For those eager to move forward quickly, our loan pre-approval service is invaluable. Getting pre-approved not only empowers you during property negotiations but also showcases your financial readiness to sellers. This can be particularly advantageous in a competitive market like Hillside.
Calculating loan repayments is another area where we provide support. Understanding how different interest rates and loan amounts affect your repayments helps you budget effectively. We offer tools and advice on fixed interest rate loans, variable loan rates, and the nuances of each. Our aim is to provide transparency, helping you make informed decisions.
If you’re considering entering the Hillside property market, let The Funding Agency guide you with expertise and understanding. Our commitment is to make the loan application process as smooth and beneficial as possible. For a tailored mortgage solution that reflects your aspirations, reach out to us today. Your journey in Hillside awaits, and with the right financial guidance, the path to your new home just got a lot clearer.
Start with a conversation with one of our expert Finance & Mortgage Brokers in Hillside. We take the time to understand your financial goals and objectives. The broker will look to gain an understanding of your short term and long term plans.
To get started, we’ll request key information and documents such as income statements, bank records, and identification. Our team will guide you through the required paperwork to ensure a smooth process.
We conduct a thorough review of your financial situation like how a bank would. We assess your income, assets, liabilities, spending history and credit history. Based on this, we design a finance plan tailored to your needs, ensuring you maximise your borrowing potential and secure the most suitable loan structure. We will work with you to present the best possible options and discuss how your financial position impacts these options.
Once everything is in place and we have all relevant information and signed application documents, we will submit your loan application to the selected lender. We manage the process end-to-end, liaising with the bank or funder to ensure a seamless experience. We will keep you up to date with emails throughout the journey.
Once your loan is approved, we’ll guide you through the formal documentation process and the relevant steps towards settlement!
As settlement approaches, we coordinate with all relevant parties—your lender, solicitor, and real estate agent—to ensure a smooth transaction. Once your loan is settled we will complete relevant checks to ensure that everything has been set up correctly (with your help)
Our relationship doesn’t end at settlement. We provide ongoing support through our **Customer Care Program**, helping you manage repayments, review interest rates, and explore refinancing or investment opportunities as your needs evolve.
At The Funding Agency, we are Finance & Mortgage Brokers in Hillside specialising in providing tailored financial solutions for residential and commercial property investors, property developers, and business owners across Australia. With extensive experience in the finance industry, we understand the complexities of securing capital for ambitious projects and strategic growth.
Our team combines industry expertise with innovative strategies to deliver funding solutions that align with your unique objectives. Whether you're developing residential properties, investing in residential and commercial properties, or scaling your business, we provide access to competitive finance options that maximise your opportunity and returns.
Book AppointmentAB
Alex Bogart King
I've done 5 or 6 refinances now through Dean and Bobby, easily the best in the business. If you're frustrated with the banks, go and see these guys... They are masters at navigating bank world and figuring out what's most suitable for you.
TM
Tayla McHale
Dean and the team were simply amazing. I approached Dean as I was looking to purchase my first home and had absolutely no knowledge of the process. Dean was very patient and made everything very easy to understand in turn making the process ...
OW
Oshani Withanage
Bobby and the team were extremely helpful, professional and accommodating in assisting me purchase my first home. Having them do all the heavy lifting made it a seamless experience for me which I’m grateful for. Would definitely recommend to all friends and family!
We provide a range of funding solutions, including development finance, residential and commercial property loans, business loans, and asset finance.
Yes, we provide private lending solutions for borrowers who may not meet traditional bank criteria, as well as tailored development finance for residential and commercial projects.
The timeline varies depending on the complexity of your application. Some loans can be approved within 24-48 hours, while larger or more complex funding may take longer
Interest rates and fees vary based on the loan type, risk assessment, and market conditions. Contact us for a personalised quote.
Eligibility depends on the type of funding you need. We assess factors such as financial history, creditworthiness, income, and project feasibility.
Yes, we offer pre-approvals to help you understand your borrowing capacity before committing to a loan.
Yes, early repayments are allowed on most loans, but some may have exit fees or break costs. We will outline any applicable fees upfront.
Typically, you’ll need identification, financial statements, tax returns, business plans (if applicable), and details about the asset or project you’re funding.
Yes, we assess applications holistically. While credit history is a factor, we also consider business performance, cash flow, and collateral.
You can start by filling out our online application form, calling our team, or booking a consultation to discuss your funding needs.
The Trustee for M2 FINANCIAL UNIT TRUST ABN: 82 394 905 612. Credit Representative #560421 is authorised under Australian Credit License #383640.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
Site by Broker Studio