Private Funding
Reach more accessible and flexible financing options with Private Funding organised by a Finance & Mortgage Broker at The Funding Agency

Rated 5 from 142 Reviews
Rated 5 from 142 Reviews
Unlocking financial opportunities is essential for growth and stability. For those in Melbourne and across Australia, The Funding Agency specialises in offering private funding solutions tailored to meet diverse needs. Our expertise lies in bridging the gap where traditional banks cannot, delivering a broad range of private mortgage loans and other financial services. Whether you are exploring investment property loans, seeking fast loan approvals, or require flexible financing options, our team is here to guide you through alternative mortgage solutions.
Private funding through non-bank financial institutions provides flexible financing tailored for individuals or businesses facing credit history issues or non-traditional income scenarios. Private lenders, like those in our network, offer secured loans such as real estate loans and asset-based lending, which use properties or assets as loan security. This type of lending is a great solution when seeking business capital loans, bridge financing, or property development loans. The loan approval process is often expedited, making fast loan approvals and emergency financing viable for those in need of immediate cash flow solutions. Furthermore, our private lending network specialises in collateral loans, offering higher flexibility compared to standard bank offerings.
Alternative lending solutions are particularly beneficial for individuals seeking mortgage alternatives. Private mortgage loans cater to those with non-traditional income, offering refinancing options that may not be readily available through conventional banks. Private finance can include loans with customised loan terms and repayment options, accommodating unique financial situations. We're able to assist with bad credit loans or low doc loans, and even solicitor loans for specific legal consultations. Our expertise extends to commercial loans, rural land loans, and vacant land loans, enabling you to secure funding across different property types and purposes—bringing possibilities into reach for real estate investors and developers.
High-interest loans are sometimes necessary for quick cash loans or emergency financing, especially when faced with time constraints. Yet, the terms can be tailored for manageable repayments, considering loan flexibility and ensuring that your investment is sound. The goal is to provide alternative financial solutions that align with your capabilities and objectives. At The Funding Agency, we focus on lender credibility, crafting personalised lending services that prioritise client interests. Whether it’s through unsecured private loans or equity-based lending, we offer various options designed to meet the changing needs of the Australian market.
Our private funding services across Australia offer alternative mortgage solutions tailored to your needs. If you're ready to explore the benefits of private lending, contact us to discuss your options. Our team is committed to providing a clear and efficient loan settlement process, ensuring that your investment ambitions become a reality. Let us help you chart your financial course with confidence through our comprehensive range of private funding services.
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Alycia Kontos
Such amazing service from Dejan and the team! The process was so easy, just a few clicks and some signatures, and they handled everything behind the scenes for me. Everything was done so efficiently, and the team made me feel completely supported and trusted. Any questions I had were answered promptly and clearly. Highly recommend!
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Sasa Smitran
The Funding Agency truly stands apart. They’ve managed to do what most brokers simply cannot — deliver results with precision, clarity, and genuine care for their clients. From the very beginning, the team was transparent, responsive, and proactive. Every step of the process felt seamless, and even when challenges came up, they found solutions quickly and professionally. It’s rare to find a team that combines deep expertise with such personal dedication. I have worked with other brokers before, but The Funding Agency made me realise what true client service looks like. They don’t just promise — they deliver. A huge thank you to the entire team for making this experience smooth, efficient, and stress-free. We’ll definitely be back for future projects and will be recommending you to anyone looking for a broker who genuinely makes things happen.
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Rob
We were looking to purchase our first home and I was in my first year of business and always thought getting a home loan wasn’t possible, since most lenders require at least two years in business. However, Dejan, Bobby and the team made it ...
We provide a range of funding solutions, including development finance, residential and commercial property loans, business loans, and asset finance.
Yes, we provide private lending solutions for borrowers who may not meet traditional bank criteria, as well as tailored development finance for residential and commercial projects.
The timeline varies depending on the complexity of your application. Some loans can be approved within 24-48 hours, while larger or more complex funding may take longer
Interest rates and fees vary based on the loan type, risk assessment, and market conditions. Contact us for a personalised quote.
Eligibility depends on the type of funding you need. We assess factors such as financial history, creditworthiness, income, and project feasibility.
Yes, we offer pre-approvals to help you understand your borrowing capacity before committing to a loan.
Yes, early repayments are allowed on most loans, but some may have exit fees or break costs. We will outline any applicable fees upfront.
Typically, you’ll need identification, financial statements, tax returns, business plans (if applicable), and details about the asset or project you’re funding.
Yes, we assess applications holistically. While credit history is a factor, we also consider business performance, cash flow, and collateral.
You can start by filling out our online application form, calling our team, or booking a consultation to discuss your funding needs.