Private Funding

Reach more accessible and flexible financing options with Private Funding organised by a Finance & Mortgage Broker at The Funding Agency

Rated 5 from 134 Reviews

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We specialise in offering private funding solutions tailored to meet diverse needs

Unlocking financial opportunities is essential for growth and stability. For those in Melbourne and across Australia, The Funding Agency specialises in offering private funding solutions tailored to meet diverse needs. Our expertise lies in bridging the gap where traditional banks cannot, delivering a broad range of private mortgage loans and other financial services. Whether you are exploring investment property loans, seeking fast loan approvals, or require flexible financing options, our team is here to guide you through alternative mortgage solutions.

Private funding through non-bank financial institutions provides flexible financing tailored for individuals or businesses facing credit history issues or non-traditional income scenarios. Private lenders, like those in our network, offer secured loans such as real estate loans and asset-based lending, which use properties or assets as loan security. This type of lending is a great solution when seeking business capital loans, bridge financing, or property development loans. The loan approval process is often expedited, making fast loan approvals and emergency financing viable for those in need of immediate cash flow solutions. Furthermore, our private lending network specialises in collateral loans, offering higher flexibility compared to standard bank offerings.

Alternative lending solutions are particularly beneficial for individuals seeking mortgage alternatives. Private mortgage loans cater to those with non-traditional income, offering refinancing options that may not be readily available through conventional banks. Private finance can include loans with customised loan terms and repayment options, accommodating unique financial situations. We're able to assist with bad credit loans or low doc loans, and even solicitor loans for specific legal consultations. Our expertise extends to commercial loans, rural land loans, and vacant land loans, enabling you to secure funding across different property types and purposes—bringing possibilities into reach for real estate investors and developers.

High-interest loans are sometimes necessary for quick cash loans or emergency financing, especially when faced with time constraints. Yet, the terms can be tailored for manageable repayments, considering loan flexibility and ensuring that your investment is sound. The goal is to provide alternative financial solutions that align with your capabilities and objectives. At The Funding Agency, we focus on lender credibility, crafting personalised lending services that prioritise client interests. Whether it’s through unsecured private loans or equity-based lending, we offer various options designed to meet the changing needs of the Australian market.

Our private funding services across Australia offer alternative mortgage solutions tailored to your needs. If you're ready to explore the benefits of private lending, contact us to discuss your options. Our team is committed to providing a clear and efficient loan settlement process, ensuring that your investment ambitions become a reality. Let us help you chart your financial course with confidence through our comprehensive range of private funding services.

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Reviews for The Funding Agency

AB

Alex Bogart King

I've done 5 or 6 refinances now through Dean and Bobby, easily the best in the business. If you're frustrated with the banks, go and see these guys... They are masters at navigating bank world and figuring out what's most suitable for you.

TM

Tayla McHale

Dean and the team were simply amazing. I approached Dean as I was looking to purchase my first home and had absolutely no knowledge of the process. Dean was very patient and made everything very easy to understand in turn making the process ...

OW

Oshani Withanage

Bobby and the team were extremely helpful, professional and accommodating in assisting me purchase my first home. Having them do all the heavy lifting made it a seamless experience for me which I’m grateful for. Would definitely recommend to all friends and family!

Frequently Asked Questions

What types of funding do you offer?

We provide a range of funding solutions, including development finance, residential and commercial property loans, business loans, and asset finance.

Do you offer private loans and development loan options?

Yes, we provide private lending solutions for borrowers who may not meet traditional bank criteria, as well as tailored development finance for residential and commercial projects.

How long does the application process take?

The timeline varies depending on the complexity of your application. Some loans can be approved within 24-48 hours, while larger or more complex funding may take longer

What are the interest rates and fees?

Interest rates and fees vary based on the loan type, risk assessment, and market conditions. Contact us for a personalised quote.

Who is eligible to apply for funding?

Eligibility depends on the type of funding you need. We assess factors such as financial history, creditworthiness, income, and project feasibility.

Do you offer pre-approvals?

Yes, we offer pre-approvals to help you understand your borrowing capacity before committing to a loan.

Can I repay my loan early?

Yes, early repayments are allowed on most loans, but some may have exit fees or break costs. We will outline any applicable fees upfront.

What documents do I need to apply?

Typically, you’ll need identification, financial statements, tax returns, business plans (if applicable), and details about the asset or project you’re funding.

Can I apply for funding with a low credit score?

Yes, we assess applications holistically. While credit history is a factor, we also consider business performance, cash flow, and collateral.

How do I get started?

You can start by filling out our online application form, calling our team, or booking a consultation to discuss your funding needs.

Ready to get started?

Book a chat with a Finance & Mortgage Broker at The Funding Agency today.